Credit Operations Analyst

We are seeking a highly organized and detail-oriented professional to play a key role in our operating model, requiring institutional-grade discipline across two core areas~ Underwriting and credit file integrity (consistent, lender-ready packages and risk scoring). Back-office execution (contract management, transaction confirmation, cost and margin validation, systems updates, and reporting). Responsibilities Underwriting Operations Execute the underwriting process in accordance with the defined Credit & Risk policy Manage checklists and ensure complete document collection (financial, tax, banking, legal, ownership, etc.) Standardize naming conventions, version control, and data room organization Prepare complete, lender- or investor-ready credit files for review Perform credit checks (BCR, D&B), public record verifications, KYC/AML, and risk scoring Extract financial information, calculate key ratios, and identify risks or inconsistencies Prepare credit boxes, summaries, and exception memos for risk committee review Maintain due diligence packages ready for funding processes Back Office Operations Manage and oversee the full contract lifecycle (MSAs, exhibits, signatures, executed filing) Confirm transactions and validate margins, COGS, and pricing prior to execution Reconcile sold vs. installed transactions and escalate discrepancies Update CRM and operational systems (statuses, milestones, exceptions, billing start dates) Act as a liaison between front office, middle office, and back office teams Provide light support for billing initiation and issue resolution Tools Excel / Google Sheets Document management systems and data rooms CRM and operational systems Weekly reporting on pipeline, underwriting, exceptions, and cohort readiness Education MBA (preferred) in Finance or Accounting Or Bachelor’s degree in Finance / Accounting with comparable experience Experience 4+ years of experience in at least one of the following areas~ B2B underwriting or credit analysis Loan operations or receivables finance FP&A or accounting with strong financial statement review experience Contract administration or operations within financial services or B2B environments Skills Exceptional organizational skills and attention to detail Clear and structured writing skills (credit boxes, checklists, exception memos) Strong handling of confidential information Cross-functional collaboration skills with a strong execution mindset Availability Monday through Friday, 9 AM to 5 PM EST Experience in equipment finance, receivables, ABS, or credit insurance Familiarity with BCR / D&B reports and risk scoring Experience preparing due diligence packages for lenders go to method of application »